Run Your B2B Payment Collection on Autopilot
Finero connects to your ERP and payment provider, then runs the entire collection cycle on its own - chasing invoices, accepting payments, handling customer queries and reconciling back to your ledger.
- REDUCE DSO
- 43%
- COLLECT FASTER
- 1.8x
- CUT WORK
- 80%
Can we pay this on Friday instead?
FFriday works. Here is your secure pay link for INV-1014.
Posted to NetSuite, matched to INV-1014
INTEGRATES WITH THE ERP SYSTEMS AND PAYMENT PROCESSORS FINANCE TEAMS ALREADY USE
Custom pricing, terms, manual setup, and chasing invoices are the bottleneck of finance teams.
Finance teams still configure invoices manually, chase overdue payments by hand, and post cash back to the ERP line by line. The result is slower collections, more errors, and rising DSO.
Invoices configured by hand
Teams manually set pricing, payment terms, and due dates for each invoice, then enter every detail into the ERP. It is slow, repetitive, and prone to errors.
Manual chasing eats the week
Mondays exporting the aging report, Fridays sending the same reminder emails. Collectors are maxed out before volume even doubles.
Reconciliation overhead
Payments come through multiple systems, and finance teams manually reconcile them to the ERP. Cash stays unapplied, delaying visibility.
One connected flow from invoice to reconciled cash.
Finero is the connective tissue between your system of record, payment provider, and the people paying you. Your ERP stays your ledger, your processor stays your processor. Finero owns the workflow in between.
1. Your systems send invoices
Your ERP, accounting and commerce systems feed invoices into Finero. Examples include NetSuite, SAP, Oracle, QuickBooks, Xero and Shopify.
ERP and accounting integrations2. Fin runs the workflow
Fin, your AR agent, handles chasing and reminders, hosted payments, disputes and queries, and cash application. Your customer receives a payment link.
Explore the Finero platform3. Your customer pays through your provider
The customer pays through your payment provider, while Finero manages the payment flow, whether on a provider-hosted page or embedded within Finero.
Payment provider integrations
Payment reconciled back to your ERP. Your provider settles funds directly to you.
A unified platform for the full receivables cycle.
Finero removes the burden of invoice delivery, payment collection, and cross-system reconciliation. It replaces the manual processes, spreadsheets, and ad hoc tools your team relies on today.
Autonomous chase
Fin reaches out across email, SMS and chat at the optimal time, escalating from gentle reminders to formal demands when needed.
Hosted payments
Customers pay card or ACH on a branded page (single invoice or a full open balance) through your existing processor.
AI dispute handling
Fin reads and triages invoice queries, summarises the issue and routes the right context to the right person on your team.
Automatic reconciliation
Payments are matched to invoices at the line level and posted back into your ERP. No manual cash application.
Live AR visibility
One pane of glass for aging, promises-to-pay, collector activity and forecast cash. Across customers and regions.
Payment plans
Split an invoice into installments, each with its own payment link and due date, and apply every receipt to the installment it paid.
If you invoice another business, Finero works for you.
Whether you bill subscriptions, custom contracts, inventory orders, or project work, Finero adapts to your terms, contract structure, and customer payment preferences.
- ✓ Split invoices into flexible installments and payment schedules
- ✓ One-off invoices, recurring contracts, and consolidated statements
- ✓ NET-15 / 30 / 60 / 90, milestone billing, usage-based, or hybrid
Collect on custom pricing, contracts and usage overages. Without your finance team chasing every invoice.
AR automation for SaaS PlatformsCollect from trade accounts at scale. Automate AR so terms-based orders do not become collection problems.
AR automation for WHOLESALE & DISTRIBUTIONIf your customers pay by invoice, Finero works with your existing systems to automate collections and reconciliation.
AR automation for other B2B industriesKeep the processor you already use.
Finero plugs into the major B2B payment providers. You're not locked into one. Switch, multi-home, or expand into new markets without rebuilding your AR workflow. Card, ACH, SEPA, BACS, wire - through your existing processor.
Security by design
Your customers’ card data never touches Finero.
Card details are entered on your payment provider’s secure checkout and go straight to the provider. Finero only learns the result, so there is no card data to protect, leak or audit.
- Finero never collects, stores or transmits card numbers (PANs), CVVs or other cardholder data.
- Funds settle straight into your own merchant account. Finero never holds your money.
- Finero adds no systems to your PCI scope. You keep your merchant agreement and compliance position.
Built for the ERPs finance teams already run.
Invoices and customers flow into Finero. Payments and reconciliation entries flow back. No manual journal entries, no overnight CSV jobs.
Oracle NetSuite
Bidirectional NetSuite sync: invoices, customers and credit terms flow into Finero; payments, deposits and reconciliation flow back as cash application.
Oracle NetSuite AR integrationSAP ERP
Connect SAP S/4HANA or ECC. Finero reads open AR from SAP and posts cleared payments and reconciliation entries back via IDoc, BAPI or SAP API.
SAP ERP AR integrationOracle Fusion Cloud ERP
Finero integrates with Oracle Fusion Cloud ERP Receivables. Pulling transactions and pushing receipts, adjustments and reconciliation back into Oracle.
Oracle Fusion Cloud ERP AR integrationQuickBooks Online
Finero automates collections on QuickBooks Online: it chases invoices, takes card and ACH through your processor, and posts payments back to QuickBooks.
QuickBooks Online AR integrationXero
Finero automates accounts receivable on Xero: it chases every invoice, takes card and ACH through your provider and writes payments back. Connects in minutes.
Xero AR integrationMicrosoft Dynamics 365
Finero automates accounts receivable on Dynamics 365 Finance (F&O) and Business Central: it chases invoices, takes payment and posts cash back to Dynamics.
Microsoft Dynamics 365 AR integrationTurn ERP receivables into automated collection workflows, from open invoice to reconciled payment.
See how Fin runs itYour ERP integration, set up with an AI agent specialist.
Fin plans the integration with you, tells your team exactly what your ERP needs, configures Finero by itself and explains any issue in plain language. Like a Finero implementation specialist available 24/7.
Plans with you
Your integration designed in one conversation.
Exact ERP steps
The access and authentication your ERP needs.
Sets itself up
Fin configures the Finero side and verifies it.
Explains every issue
What happened and what to change, any hour.
Rolling out to Finero customers now.
See autonomous AR invoice collection in action
Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.
30 minutes · No commitment
Quick answers about Finero.
If you're evaluating Finero, these are the questions finance and IT teams ask most.